Buyers Are Getting Negotiating Power Back and Here Is How to Use It Before the Window Closes

Buyers Are Getting Negotiating Power Back and Here Is How to Use It Before the Window Closes

Ray George
Published on: 02/09/2026

Longer days on market, price cuts, concessions available. Ray George explains how to structure offers now.

mortgage
Adjustable Rate Mortgages Are Not What They Were in 2008 and Here Is What Buyers Should Know Now

Adjustable Rate Mortgages Are Not What They Were in 2008 and Here Is What Buyers Should Know Now

Ray George
Published on: 02/09/2026

Fixed periods, clear guidelines, stricter qualifying. Ray George explains when an ARM actually makes sense.

mortgage
What If Home Prices Drop After I Buy and Here Is the Honest Answer Every Buyer Needs to Hear

What If Home Prices Drop After I Buy and Here Is the Honest Answer Every Buyer Needs to Hear

Ray George
Published on: 02/09/2026

Nobody times the market perfectly. Ray George explains why long term goals beat short term price fears.

mortgage
Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer

Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer

Ray George
Published on: 02/09/2026

Lower rates bring more buyers and higher prices. Ray George explains why timing beats rate chasing now.

mortgage
company logo
The High Desert Group Logo

State Licenses

FL #LO131416

AL #1998987

IN #68060

TX #1998987

Social Media Links

Contact Us

(941) 599-1999

10772 Salvador Dali Circle Englewood, Florida 34223

Copyright 2026. All rights reserved. Ray George NMLS #1998987 | Equal Housing Opportunity | Equal Housing Lender

Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #:1359687. All loans subject to credit and property approval. Our privacy policy is here and our terms of use are here. State License Data: Here